Terms & Conditions

Effective Date: July 16, 2026

These Terms and Conditions (the “Terms”) are a legally binding contract between you (“you,” “your,” or “Member”) and OFD Consulting, LLC, a Virginia limited liability company doing business as OFD Consulting and/or OFD Collective (“OFD,” “we,” or “us”). They govern your access to and use of the website(s) located at www.ofdconsulting.com, www.ofdcollective.com, and www.weddingindustryspeakers.com (the “Platform”) and all memberships, courses, educational materials, PR leads, submission services, speaking resources, communities, and related services we provide (collectively, the “Services”).

PLEASE READ THESE TERMS CAREFULLY. BY CLICKING “I AGREE,” CREATING AN ACCOUNT, PURCHASING A MEMBERSHIP OR COURSE, OR OTHERWISE ACCESSING OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS AND OUR PRIVACY POLICY. IF YOU DO NOT AGREE, DO NOT ACCESS OR USE THE SERVICES.

Defined Terms

Capitalized terms have the meanings given where they first appear and the meanings below:

“Account” means the account through which you access the Services, provisioned through our membership platform.

“Content” means all materials made available through the Services, including the Educational Materials, PR Leads, Guides, recordings, webinars, worksheets, and OFD’s Marks.

“Educational Materials” means all training, courses, curricula, recordings, frameworks, methodologies, processes, scripts, and instructional content OFD makes available.

“Member Content” means any material you submit, upload, or provide to us or through the Services, including wedding submissions, photographs, editorial responses, testimonials, and profile information.

“Membership” means a paid subscription to one of OFD’s membership tracks (currently the Editorial Track, Submissions Track, and Speaker Track), as described on the Platform.

“Marks” means the names, logos, and brands “OFD,” “OFD Collective,” “OFD Consulting,” and their corresponding logos, the “Wedding Industry Speakers” logo, and all related trademarks and service marks.

“PR Leads” means editorial, press, media, and speaking opportunities, journalist queries, and related leads OFD curates and delivers through the Services.

“Guides” means PR Guides, pitch frameworks, submission forms, and similar reusable materials OFD provides.

“Your Business” means the single legal entity or sole proprietorship that holds your Membership; it does not include affiliates, partners, contractors, or other businesses unless we agree in writing.

1. Acceptance of Terms

1.1  Binding agreement; affirmative assent. You accept these Terms by taking any of the following affirmative actions: (a) checking the “I agree to the Terms and Conditions” box at checkout or registration; (b) clicking a button marked “I Agree,” “Join Now,” “Submit,” or similar adjacent to a link to these Terms; (c) purchasing a Membership or course; or (d) accessing or using the Services or continued use of the Services. Each such action constitutes your electronic signature and creates an enforceable agreement.

1.2  Authority. If you accept these Terms on behalf of a company or other entity, you represent that you are authorized to bind that entity, and “you” refers to that entity. The Services are offered to businesses for business purposes.

1.3  Modifications. We may modify these Terms at any time. If we make material changes, we will provide notice by posting the updated Terms with a new “Effective Date” and, where reasonably practicable, by email to the address associated with your Account or by an in-platform notice. Changes are effective when posted unless stated otherwise. Your continued use of the Services after the Effective Date of revised Terms constitutes acceptance. If you do not agree, your sole remedy is to stop using the Services and cancel your Membership.

1.4  Incorporated policies. Our Privacy Policy, posted at www.ofdcollective.com/privacy-policy, and any track-specific or program-specific terms we present are incorporated into and form part of these Terms.

1.5  Severability. If any provision of these Terms is held invalid or unenforceable, that provision will be limited or severed to the minimum extent necessary, and the remaining provisions will remain in full force and effect. The class-action and jury-trial waivers in Section 9 are addressed by their own terms.

1.6  Order of precedence. If there is a conflict between these Terms and a written agreement signed by an authorized OFD representative, the signed document controls for that subject matter.

2. Eligibility and Accounts

2.1  Eligibility. The Services are intended solely for businesses and professionals in the wedding and events industry. You must be at least 18 years old and able to form a binding contract. The Services are offered from the United States; we make no representation that the Services are appropriate or available elsewhere.

For the avoidance of doubt: individuals or couples may not register for the Services. Any non-business use is prohibited, and will result in the termination of the associated account.

2.2  Account registration. You agree to provide accurate, current, and complete information and to keep your Account information up to date. You are responsible for all activity under your Account.

2.3  No credential sharing. A Membership authorizes access for Your Business only. You may not share, sell, transfer, or disclose your login credentials to, or permit access by, any person outside Your Business. Each individual requiring access must be an owner or employee of Your Business. We may require additional seats or fees for additional users.

2.4  Security. You must maintain the confidentiality of your credentials and notify us immediately at collective@ofdconsulting.com of any unauthorized use. We are not liable for losses arising from unauthorized use of your Account.

2.5  Suspension and termination of access. We may suspend or terminate your Account as described in Section 10, including for non-payment, breach, or conduct that harms OFD, our staff, our media relationships, or other Members.

2.6  Post-termination obligations. On termination, your license ends immediately. You must cease using and delete all Content, Educational Materials, Guides, and PR Leads in your possession, except materials you created independently of the Services. Sections that by their nature should survive will survive.

3. Intellectual Property Rights

3.1  OFD ownership. OFD and its licensors own all right, title, and interest in and to the Services and all Content, including the Educational Materials, Guides, PR Leads, processes, methodologies, curricula, recordings, the Platform, and the Marks, and all intellectual property rights therein. No rights are granted except as expressly stated.

3.2  Limited license to you. Subject to your compliance with these Terms and payment of all fees, OFD grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Content solely for the internal business purposes of Your Business during your active Membership or course-access period.

  For the avoidance of doubt, you may not provide Service access to third parties, including but not limited to your clients or couples. 

3.3  Restrictions. You will not, and will not permit anyone to:

(a)  copy, reproduce, republish, distribute, display, sell, license, sublicense, rent, or otherwise commercialize any Content;

(b)  repackage, rebrand, adapt, or create derivative works from the Educational Materials, Guides, or processes for distribution, sale, or teaching to others;

(c)  use any Content, Guides, processes, or training to create, market, operate, or support any product or service that competes with the Services, including any publicity, media-submission, PR-education, or speaker-development offering;

(d)  teach, present, or distribute OFD’s methodologies or materials as your own or as part of a course, coaching, membership, or consulting offering;

(e)  forward, share, or disclose PR Leads or speaking opportunities to any person outside Your Business;

(f)  remove, obscure, or alter any copyright, trademark, or proprietary notice;

(g)  scrape, crawl, harvest, or use automated means to access or extract Content or user information, or to circumvent any access control or paywall.

3.4  Confidentiality of PR Leads. PR Leads, journalist queries, and media contacts are OFD’s confidential and proprietary information, provided for your use within Your Business only. You will not build, sell, or contribute to any list, database, or service using PR Leads or media contacts obtained through the Services.

3.5  Member Content license. You retain ownership of your Member Content. You grant OFD a worldwide, royalty-free, non-exclusive license to host, use, reproduce, adapt, and display Member Content as needed to operate and promote the Services, including submitting your weddings and materials to media outlets and using approved testimonials. You represent that you own or have all rights necessary to grant this license and that your Member Content does not infringe any third-party rights. The license granted in this Section is perpetual and irrevocable with respect to Member Content already submitted to, or published by, any media outlet, and with respect to testimonials you have approved, in each case to the extent necessary to maintain, display, and reference those placements after termination.

3.6  Feedback. If you provide suggestions, ideas, or feedback about the Services, you assign all rights in that feedback to OFD, and we may use it without restriction or compensation.

3.7  DMCA / copyright complaints. OFD respects intellectual property rights and responds to notices of alleged infringement under the Digital Millennium Copyright Act (17 U.S.C. § 512). To report infringing material available through the Services, send a notice containing the elements required by the DMCA to our Designated Agent: Meghan Ely, collective@ofdconsulting.com. We will respond to valid notices and counter-notices and will, in appropriate circumstances, terminate the accounts of repeat infringers.

4. User Conduct and Prohibited Uses

You agree not to engage in any of the following. Violation may result in immediate suspension or termination without refund and may expose you to legal liability.

4.1  Account and Security Violations

  • Sharing, selling, or transferring login credentials, or allowing access by anyone outside Your Business, including providing login credentials to couples or other third parties;
  • Circumventing or attempting to circumvent any paywall, access restriction, or security measure; scraping or using bots or automated tools;
  • Accessing the Services to build a competitive product or to benchmark for a competitor.

4.2  Intellectual Property

  • Copying, reselling, repackaging, or redistributing the Educational Materials, Guides, or processes;
  • Joining or maintaining a Membership in order to collect OFD resources for use in a competing publicity, submissions, speaking, or education service;
  • Forwarding PR Leads or speaking opportunities outside Your Business without OFD’s written authorization;
  • Teaching or presenting OFD’s materials or methods as your own.

4.3  Content, Honesty, and Professional Integrity

  • No AI-generated editorial responses. You may not use generative artificial intelligence tools to draft, compose, or substantially produce editorial responses, pitches, or contributions submitted to journalists, writers, or media through or in connection with the Services;
  • Plagiarizing, or misrepresenting another person’s work, words, or contributions as your own;
  • Providing false, misleading, or deceptive information to the media, to OFD, or to other Members, including misrepresenting your experience, credentials, or qualifications;
  • Using third-party copyrighted content without authorization;
  • Any form of dishonesty, deception, or misrepresentation in connection with the Services.

4.4  Communications and Anti-Spam

  • Using other Members’ contact information, or media contacts obtained through the Services, to add them to any mailing list or to send unsolicited marketing without their permission;
  • Sending spam, chain communications, or harassing messages through the Services or community channels.

4.5  Community Conduct, Respect, and Non-Discrimination

  • Harassing, intimidating, threatening, abusing, or behaving disrespectfully toward OFD staff, guest experts, media contacts, or fellow Members;
  • Engaging in discrimination or harassment on the basis of race, color, religion, national origin, sex, sexual orientation, gender identity, disability, age, or other protected characteristic; conduct expressing or promoting racism or anti-LGBTQ+ bias. The foregoing is strictly prohibited and is grounds for immediate termination;
  • Conducting Your Business in a manner that violates applicable anti-discrimination, consumer-protection, or other laws.

4.6  Legal Compliance

  • Violating any applicable local, state, national, or international law or regulation, or any third-party right, in connection with your use of the Services.

4.7  Enforcement and consequences. We may investigate suspected violations and may, in our discretion and without liability: issue warnings; remove or disable Content or Member Content; suspend or revoke access; terminate your Account and Membership without refund; report conduct to law enforcement; and pursue all available legal and equitable remedies. Our failure to enforce any provision is not a waiver.

5. Limitation of Liability

5.1  NO GUARANTEE OF RESULTS. OFD does not guarantee any specific outcome, including any press placement, publication, media coverage, speaking engagement, booking, revenue, or business result. Whether media outlets publish your submissions or book you is determined by independent third parties outside OFD’s control.

5.2  “AS IS”; NO WARRANTIES. To the fullest extent permitted by law, the Services and all Content are provided “as is” and “as available,” without warranties of any kind, whether express, implied, or statutory, including any implied warranties of merchantability, fitness for a particular purpose, title, accuracy, and non-infringement. OFD does not warrant that the Services will be uninterrupted, timely, secure, or error-free.

5.3  SERVICE DISRUPTIONS AND AVAILABILITY. We may modify, suspend, or discontinue any part of the Services at any time, including for maintenance, platform changes, or factors beyond our control. We are not liable for any disruption, downtime, delay, or unavailability of the Services or of any third-party platform.

5.4  EXCLUSION OF DAMAGES. To the fullest extent permitted by law, OFD and its owners, members, officers, employees, contractors, and guest experts (the “OFD Parties”) will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any lost profits, lost business, lost opportunities, lost data, or reputational harm, arising out of or relating to the Services or these Terms, even if advised of the possibility of such damages.

5.5  CAP ON LIABILITY. The total aggregate liability of the OFD Parties for all claims arising out of or relating to the Services or these Terms will not exceed the greater of (a) the total fees you paid to OFD in the six (6) months immediately preceding the event giving rise to the claim, or (b) one hundred U.S. dollars ($100). Nothing in this section shall limit liability that cannot be limited under applicable law.

5.6  Third-party services. We rely on third-party platforms and tools to deliver the Services and operate the Platform. OFD does not control and is not responsible for these third parties, their availability, or their handling of your data, which is governed by their own terms.

6. Indemnification

6.1  Your indemnity. You will defend, indemnify, and hold harmless the OFD Parties from and against any and all claims, demands, actions, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees and settlement amounts) arising out of or relating to: (a) your use of the Services; (b) your Member Content; (c) your breach of these Terms or violation of any law or third-party right; (d) your infringement or misappropriation of any intellectual property, especially but not limited to your Member Content; (e) your business activities, including your submissions to and communications with the media; and (f) your misuse of PR Leads, media relationships, or other Members’ information.

6.2  Defense and cooperation. OFD may, at its option and expense, assume the exclusive defense and control of any matter subject to indemnification, in which case you will cooperate with OFD’s defense. You will not settle any matter that imposes any obligation or admission on the OFD Parties without OFD’s prior written consent. This indemnity is in addition to, and not in lieu of, any other remedies available to OFD.

7. Payment Terms

7.1  Fees. Membership fees are charged according to the track and billing cycle you select at the prices posted on the Platform at the time of purchase. Annual plans are offered at a discount (currently 20%) versus monthly billing. Course and add-on fees are as stated at purchase.

Fees may not be paid by third parties, and must be paid by Your Business.

7.2 AUTOMATIC RENEWAL; AUTHORIZATION TO CHARGE. Memberships are subscriptions that automatically renew at the end of each billing cycle (monthly plans renew monthly; annual plans renew annually) at the then-current rate, until cancelled. By purchasing a Membership, you authorize OFD and its payment processor (Stripe) to store your payment method and charge it on a recurring basis for all applicable fees and taxes, without further authorization, until you cancel.

7.3  Cancellation. You may cancel at any time through your Account area. Cancellation stops future renewals. For monthly plans, cancellation is effective at the end of the current monthly cycle. For annual plans, cancellation is effective at the end of the paid annual term. You retain access through the end of the period already paid for.

7.4  NO REFUNDS. Except where required by law, all fees are non-refundable, and OFD does not provide refunds or credits for partial billing periods, unused portions of an annual term, downgrades, or periods of non-use. Educational Materials and digital content are non-refundable once access is granted.

7.5  FAILED PAYMENTS; THREE-BUSINESS-DAY CURE. If a scheduled charge fails, we will notify you and you must update a valid payment method within three (3) business days. If you do not cure within that period, we may suspend and then cancel your Account and Membership. You remain responsible for amounts owed, and we may recover reasonable costs of collection.

7.6  Chargebacks. If you believe a charge is in error, contact us first. Initiating a chargeback or payment dispute for a legitimate charge is a breach of these Terms. We may suspend your Account, dispute the chargeback, recover the disputed amount and associated fees, and require payment of a reasonable reinstatement fee before restoring access.

7.7  Price changes. We may change fees from time to time. We will give notice of price changes affecting your renewal at least thirty (30) days before the renewal date (or such longer period as applicable law requires), and the new price applies to the next billing cycle unless you cancel before it begins.

7.8  Taxes. You are responsible for all applicable sales, use, and similar taxes, other than taxes on OFD’s net income.

8. Privacy and Data Protection

8.1  Privacy Policy. Our collection and use of personal information is described in our Privacy Policy at www.ofdcollective.com/privacy-policy, which is incorporated into these Terms. By using the Services, you consent to those practices.

8.2  Email and marketing communications. With your consent and as permitted by law (including the CAN-SPAM Act), we may send you transactional and marketing emails. You may opt out of marketing emails at any time using the unsubscribe link; we may still send you transactional or account messages.

8.3 Cross-Platform Data Sharing.  We may utilize data collected through one Platform website and share that with another Platform website. For example:  “OFD Collective” may share data with “Wedding Industry Speakers.”  

9. Dispute Resolution; Arbitration; Class-Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO SUE IN COURT AND TO PARTICIPATE IN A CLASS ACTION.

9.1  Informal resolution first. Before starting an arbitration, you agree to first send a written notice describing the dispute to collective@ofdconsulting.com and to attempt in good faith to resolve it. The parties will negotiate for at least sixty (60) days before initiating arbitration. This period does not toll any applicable deadline.

9.2  Agreement to arbitrate. Except for the carve-outs in Section 9.6, you and OFD agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Services will be resolved by final and binding individual arbitration, rather than in court. The Federal Arbitration Act governs the interpretation and enforcement of this Section.

9.3  Arbitration procedure. The arbitration will be administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules (or, if applicable, its Consumer Arbitration Rules). The arbitration will be held in or near Richmond, Virginia, or by videoconference, before a single arbitrator. The arbitrator will have authority to award the same individual remedies a court could. Judgment on the award may be entered in any court of competent jurisdiction.

9.4  CLASS-ACTION AND JURY-TRIAL WAIVER. You and OFD agree that each may bring claims against the other only in your or its individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person’s claims or preside over any class or representative proceeding. You and OFD waive any right to a jury trial. If this waiver is found unenforceable as to a particular claim, that claim (and only that claim) will be severed and brought in the courts identified in Section 9.8.

9.5  Arbitration costs. Payment of filing, administration, and arbitrator fees will be governed by the applicable AAA rules. Each party is otherwise responsible for its own attorneys’ fees, except where a statute or these Terms provide for fee shifting.

9.6  Carve-outs. Either party may (a) bring an individual claim in small-claims court if it qualifies, and (b) seek injunctive or other equitable relief in court to protect intellectual property or confidential information (including the restrictions in Sections 3 and 4) without first complying with Sections 9.1–9.3.

9.7  30-day right to opt out. You may opt out of this arbitration agreement by emailing collective@ofdconsulting.com within thirty (30) days after you first accept these Terms, stating your name, Account, and intent to opt out. Opting out does not affect any other part of these Terms.

9.8  Governing law and forum for non-arbitrable matters. These Terms are governed by the laws of the Commonwealth of Virginia, without regard to conflict-of-laws principles. For any matter not subject to arbitration, the parties consent to the exclusive jurisdiction and venue of the state and federal courts located in Henrico County or the Eastern District of Virginia, Richmond Division.

9.9  Time limit to bring claims. To the extent permitted by law, any claim arising out of or relating to the Services or these Terms must be filed within one (1) year after it arises, or it is permanently barred.

10. Term and Termination

10.1  By you. You may terminate by cancelling your Membership as described in Section 7.3 and ceasing use of the Services.

10.2  By OFD for cause. We may suspend or terminate your Account, Membership, or course access immediately and without refund if You, in our reasonable determination:

(a)  fail to pay and do not cure within the three-business-day period in Section 7.5;

(b)  plagiarize or misrepresent another’s work, or provide false information to the media or to OFD;

(c)  misuse media opportunities, PR Leads, or media relationships, or share them outside Your Business without authorization;

(d)  harass, intimidate, threaten, or abuse OFD staff, guest experts, media contacts, or fellow Members;

(e)  misappropriate, copy, resell, or repackage the Educational Materials, Guides, or processes, or use them to support a competing service;

(f)  engage in discrimination, harassment, or conduct promoting racism or anti-LGBTQ+ bias, or other serious ethical violations, including misrepresenting your experience or credentials, using copyrighted content without authorization, or other deception; or

(g)  otherwise breach these Terms or violate applicable law.

10.3  By OFD for convenience. We may terminate or decline to renew your Membership for any reason on reasonable notice. If we terminate without cause mid-term, we will refund the pro-rated, unused portion of any prepaid annual fee as your sole remedy.

10.4  Effect of termination. On termination, your license and access end immediately, and you must comply with the post-termination obligations in Section 2.6. Termination does not relieve you of amounts owed.

10.5  Survival. The following survive termination: Defined Terms; and Sections 3 (Intellectual Property), 4 (to the extent of accrued obligations), 5 (Limitation of Liability), 6 (Indemnification), 7 (accrued payment obligations), 8, 9 (Dispute Resolution), 10.4–10.5, 11, and 12 (California Residents).

11. General Provisions

11.1  Entire agreement. These Terms, together with the Privacy Policy and any program-specific terms, are the entire agreement between you and OFD regarding the Services and supersede all prior agreements and understandings.

11.2  Assignment. You may not assign or transfer these Terms or your Account without OFD’s prior written consent. OFD may assign these Terms freely, including in connection with a merger, acquisition, or sale of assets. These Terms bind permitted successors and assigns.

11.3  No waiver. Our failure to enforce any provision is not a waiver of our right to do so later. Any waiver must be in writing to be effective.

11.4  Notices. We may provide notices to you by email, by posting on the Platform, or through the Services. You may send notices to OFD at collective@ofdconsulting.com.

11.5  Force majeure. OFD is not liable for any failure or delay caused by events beyond its reasonable control, including acts of God, natural disasters, labor disputes, internet or platform outages, third-party service failures, government action, and pandemics.

11.6  Independent contractors; no agency. The parties are independent. Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship. OFD is not your agent and does not act as your publicist except as expressly described for the applicable Membership track.

11.7  No third-party beneficiaries. These Terms do not create any third-party beneficiary rights, except that the OFD Parties are intended beneficiaries of Sections 5 and 6.

11.8  Electronic communications and signatures. You consent to receive communications from us electronically and agree that electronic agreements, notices, and records satisfy any legal requirement that they be in writing.

11.9  Headings; interpretation. Headings are for convenience only. “Including” means “including without limitation.”

11.10  Contact. Questions about these Terms may be sent to collective@ofdconsulting.com.

12. California Residents

This Section provides additional disclosures for California residents under the California Consumer Privacy Act, as amended by the California Privacy Rights Act (“CCPA”), and other California law. It supplements our Privacy Policy.

12.1  Your CCPA rights. Subject to exceptions, California residents have the right to: (a) know the categories and specific pieces of personal information we collect, use, and disclose; (b) request deletion of personal information; (c) request correction of inaccurate personal information; (d) opt out of any “sale” or “sharing” of personal information; and (e) not receive discriminatory treatment for exercising these rights.

12.2  No sale of personal information. OFD does not sell your personal information for financial compensation. To the extent any disclosure for cross-context behavioral advertising is deemed “sharing” under the CCPA, you may opt out as described below.

12.3  How to submit a request. Submit a request by emailing collective@ofdconsulting.com with “California Privacy Request” in the subject line. We will verify your request by matching information you provide against our records and will respond within the timeframes required by the CCPA.

12.4  Authorized agents. You may use an authorized agent to submit a request, provided the agent gives proof of authorization and we can verify your identity.

12.5  Shine the Light. California Civil Code § 1798.83 permits California residents to request information about disclosure of personal information to third parties for their direct-marketing purposes. We do not disclose personal information to third parties for their own direct marketing.

12.6  Non-discrimination. We will not deny Services, charge different prices, or provide a different level of quality because you exercised your CCPA rights.